| 1. Integrated |
Under an integrated approach, a microfinance organization diversifies its portfolio and initiates a health program for its clients, completely on its own, without the support or involvement of any external health organization. |
| 2. Partnership* |
Partnerships refer to organizational arrangements under which a microfinance organization formally or informally ties up with a
health organization to deliver health services to its clients. Depending on the extent of partnership it can fall anywhere between informal cooperation, significant collaboration, to a complete merger or unification with the health organization. |
| a) Cooperative |
Cooperative partnerships are under which the MFI takes the support of a health organization under an informal contract for delivering
the health service. The two organizations remain autonomous with each retaining its decision-making responsibility, staff and budget, and separate identity. |
| b) Collaborative |
Under collaborative partnerships, the MFI and Health organization shares decision making responsibility and authority, has particular roles and responsibilities, is accountable to the other, contributes resources, and surrenders some measure of its autonomy. |
| c) Unified |
Unified partnerships are when the two organizations become an integral part of each other or create a separate unified entity with decision-making powers, integrate resources, have common policies and procedures, and surrenders a considerable amount of autonomy. |